Appraiser/Umpire
When dealing with an insurance claim, the right approach depends on the nature of the issue. I offer both public adjusting and appraisal services to provide comprehensive support for property owners at different stages of the claims process. Here’s a comparison to help you understand the unique value of each service:
Public Adjusting Services**
Public adjusting is ideal for property owners who need full support from the very beginning or at any point during the claims process. As your public adjuster in Mississippi, I represent you exclusively and handle every aspect of your claim to ensure you receive the settlement you’re entitled to.
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Key Features:
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Comprehensive Management: I handle everything, from reviewing your policy and documenting damages to filing the claim and negotiating directly with the insurance company.
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Advocacy: I act as your advocate, leveling the playing field with the insurance company’s adjusters.
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Ideal for Complex or New Claims: Public adjusting is especially beneficial for new claims or those that are stalled or mishandled by the insurer.
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Ongoing Support: From start to finish, I guide you through the process and take on all the heavy lifting.
Best For:
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Policyholders starting a claim from scratch.
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Claims involving significant damage or complicated losses, like hurricanes or fires.
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Those who want an experienced professional to manage the entire process.
Appraisal Services
Appraisal services are a specialized form of dispute resolution for situations where you and your insurance company disagree on the value of your claim. Instead of handling every detail like in public adjusting, my role as an appraiser or umpire is to provide an expert, objective valuation of your loss and work to resolve the dispute through the appraisal process.
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Key Features:
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Dispute Resolution: The appraisal process is used to settle disagreements over the value of a claim, not to handle the full claims process.
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Structured Process: Both parties (you and the insurance company) select independent appraisers, and a neutral umpire may be involved if needed.
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Focus on Valuation: As your appraiser, I ensure that the damage is fully documented and valued fairly.
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Efficient and Cost-Effective: Appraisal is often faster and less expensive than litigation.
Best For:
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Claims where the insurance company has already acknowledged coverage but you disagree on the amount offered.
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Policyholders who need an expert to advocate for a fair valuation without starting a full claims process.
Why I Offer Both
I offer both public adjusting and appraisal services because I understand that every insurance claim is unique, and property owners face different challenges depending on their situation. Here’s why having both options is important:
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Versatility: By offering both services, I can help policyholders at any stage of the claims process—whether you’re starting fresh with a claim or need help resolving a dispute.
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Expertise: Across Scenarios: My nearly two decades of experience mean I can tailor my approach to fit your specific needs, whether that involves comprehensive claims management or focused valuation through the appraisal process.
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Savings: Time and Money: For some disputes, the appraisal process may be more efficient and cost-effective than pursuing other options. For more complex claims, public adjusting ensures every detail is managed from start to finish.
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Client-Focused Solutions: Offering both services allows me to provide customized solutions, ensuring you get the support you need.
Which Service is Right for You?
If you’re unsure which service is the best fit for your situation, I can help you decide during a free evaluation. Whether you need full claim management or expert dispute resolution, I’m here to provide the guidance and advocacy you need to achieve a fair settlement.
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Call us at (888) 572-5372 or email christopher.friedley@clfpa.com to schedule a free consultation.